Царственная походка, незабываемый шлейф и тайна в красивых, бездонных глазах – таков образ Шахерезады, что навевает парфюмерная вода Asgharali Noor Al Khaleej. Восточный флер, триумф женственности и скрытая сила мощных и притягательных природных ароматов создают неповторимую ауру, которая манит к себе. Ашгарали Нур Эль Халиж – это сладость цветка, пьянящая свобода бескрайней пустыни и радость открытия оазиса. Секретные ингредиенты, которые использовали издревле в арабской и султанской парфюмерии – наследие бренда Asgharali Noor. Эти богатства теперь щедро раскрываются в аромате 2014 года. Здесь правит чувственность и страсть – ее питают яблочный и сливовый цвет, вишневый сок. Тепло и ласковую негу обеспечивают тиаре, белые лилии и франжипани. Апогеем этой феерии звучит ваниль с примесью карамели и амбры, пряной и головокружительной. Восточная сказка еще никогда не была настолько неотразимой. Ашгарали Нур дарит свои сокровища, заключенные в фантастический по красоте флакон в виде башни или аравийского кувшина с камнями и золотыми узорами. Его так и хочется сохранить как приятное воспоминания об арабских ольфакторных приключениях.
A noted expert offers a guide to the complex chemical regulations in the Middle East region Chemical Regulation in the Middle East offers an essential guide to the patchwork of chemical regulatory programs and the complex system of permits and licenses that manage chemicals in the countries of the Middle East. The book explores the range of ministry, legislative, and other decrees that encompass pesticides, occupational safety and health, as well as safety data sheets and product labels that address regulation to widely-varying degrees. The author explores the Cooperation Council for the Arab States of the Gulf and reviews the key regulatory agencies and chemical substance regulations. The text outlines the pesticide regulations, occupational safety and health regulations, waste regulations and safety data sheets and labels in Bahrain, Egypt, Israel, Kuwait, Oman, Pakistan, Saudi Arabia, United Arab Emirates and Abu Dhabi. This important guide: Offers a compendium of the diverse range of chemical regulations in the countries of the Middle East Untangles the complex system of permits and licenses that are unique to the various countries in the Middle East Contains information based on the research and experience of a noted expert in the field Includes a review of the key regulatory agencies and chemical substance regulations of the Arab States of the Gulf Written for chemical organisations and professionals doing business in the Middle East, Chemical Regulation in the Middle East offers a must-have resource that details the unique chemical regulations in each country in the region.
Ensure Basel III compliance with expert analysis specific to Islamic Finance Islamic Capital Markets and Products provides a thorough examination of Islamic capital markets (ICM), with particular attention to the products that they offer and the legal and regulatory infrastructure within which they operate. Since Islamic banks act as asset managers, attention is paid to the regulatory challenges which they face in the light of Basel III, as regards both eligible capital and liquidity risk management. The authors of the chapters are professionals and practitioners, and write from experience. The editors also contributed to some of the chapters. The markets and products covered include Islamic equities, Islamic investment certificates (Sukūk) which are Shari'ah compliant alternatives to conventional bonds, and Islamic Collective Investment Schemes. The coverage of legal and regulatory issues includes an examination of the implications for ICM of securities laws and regulations and of Basel III, as well as collateralisation issues. Shari'ah compliance aspects, in terms both of the selection criteria for Islamic equities and of the 'purification' of impermissible components of income, are also examined in some detail, as are the implications of Basel III for eligible capital in general and for Shari'ah compliant capital instruments in particular. A similar analysis is also made of the implications of the Basel III requirements for liquidity risk management and high quality liquid assets (HQLA), including Shari'ah compliant HQLA. The book concludes with three case studies, two describing the ICM in Malaysia and Bahrain and a third which describes Sukūk issued as Shari'ah compliant capital instruments, followed by brief concluding remarks by the editors.
Introduction to Islamic Banking and Finance is a succinct guide to the key characteristics of Islamic banking highlighting how these differ from conventional banking. This detailed book illustrates how Islamic banking is consistent with the Sharia'a, a key element of which is the prohibition on collecting and paying interest. This central religious precept appears to rule out most aspects of modern finance but it does allow money to be used for trading tangible assets and business, which can then generate a profit. Brian Kettell's book looks at all aspects of Islamic banking, including chapters on its creation and evolution through to detailed discussions of the issues involved in the Sharia'a contracts of Murabaha, Mudaraba, Musharaka, Ijara, Istisna'a, and Salam. Islamic insurance (Takaful) is also covered. Finally the book takes a look at Sharia'a law and Sharia'a boards, indicating the roles and responsibilities that come with membership. Islamic banks have been operating in places such as Bahrain, Saudi Arabia, Malaysia and Dubai for some time. Conventional bankers have traditionally viewed the sector as a small, exotic niche but recent years have seen a dramatic surge in popularity. A number of Western investment banks have started working with Muslim clerics to create new ranges of financial products designed for devout Muslims, a large and growing market. Although estimates of the size of the Islamic finance industry vary greatly, everyone agrees that it is expanding rapidly and this is the perfect book for anyone looking to understand the industry.