Created especially for the Australian customer! Find your way through the managed fund maze and make the most of your investments! Multi-sector equities? Concentrated funds? How about index funds? If you're being deafened by the volume of investment options, this accessible and informative guide shows you the way! Find the best fund for your needs with lots of insider tips. Make smart investment decisions that will pave your way to financial success! Understand what makes a managed fund tick – how managed funds differ from other investments Work out your investor profile – weighing up the level of risk you're willing to take to reap your rewards Appreciate class and style – how a mix of asset class and management style can produce the results you're after Identify the key players – what makes some funds stand out and what keeps them on top of the pile Calculate the costs – deciphering fees and commissions and making sure you're not paying too much Make sense of ratings – what the ratings agencies do and how you can get your head around their research Learn the tricks of the trade – easy tips and strategies for buying, selling and monitoring your fund Analyse fund performance – how to assess returns to enhance your investment success Open the book and find: Charts and tables to illustrate how managed funds work Checklists for understanding reports and filling in the forms Concise descriptions of the different fund types Useful websites for funds and regulators Tips for managing your own investment portfolio A comprehensive glossary to cut through the jargon Learn to: Understand the pros and cons of investing in Australian managed funds Find the best types of managed funds to meet your financial goals Implement investment strategies to maximise your money Identify risks and returns
Write the perfect cover letter every time! With fewer job opportunities and more applicants, just being qualified isn't enough to get the job you want. So how can you separate yourself from the pack? With the perfect cover letter, of course! With so much riding on it, a cover letter that attracts-and holds-the attention of your prospective employer is essential. This practical how-to manual shows you step by step how to create highly effective letters designed to get the interview you want. The Perfect Cover Letter, Third Edition is an indispensable guide that covers all the vital elements of a great cover letter, so you know what to include and know how to phrase it. Inside you'll find: * The nuts and bolts of every type of cover letter-what they should include, how employers use them, and how to write them * Great sample cover letters, including general broadcast, executive search, networking, advertisement response, and personal introduction * Tips on what makes a letter effective-and what doesn't * Helpful guidelines on following up-writing the post-interview thank you letter With greatly expanded information on thank you letters and an entirely new chapter on the all-important networking cover letter, this update of the popular classic continues to offer top-notch advice and high-quality samples that will help any job hunter get the attention they deserve.
Make sense of college admissions and prepare a successful application Admission Matters offers comprehensive, expert, and practical advice for parents and students to guide them through the college admissions process. From building a college list, to understanding standardized tests, to obtaining financial aid, to crafting personal statements, to making a final decision, this book guides you every step of the way with clear, sensible advice and practical tips. This new fourth edition has been completely updated to reflect the latest changes in college admissions. including new developments in standardized testing, applications, financial aid and more. Questionnaires, interactive forms, checklists, and other tools help you stay focused and organized throughout the process.. With the answers you need and a down-to-earth perspective, this book provides an invaluable resource for stressed-out students and parents everywhere. Applying to college can be competitive and complex. Admission Matters offers real-world expert advice for all students, whether you're aiming an Ivy or the state school close to home. It also includes much needed guidance for students with special circumstances, including students with disabilities, international students, and transfer students. In addition, athletes, artists and performers, and homeschoolers will find valuable guidance as they plan for and apply to college. Understand how the admissions process works and what you can and cannot control Learn how to build a strong list of good-fit colleges Craft a strong application package with a compelling personal statement Get expert advice on early admissions, financial aid, standardized testing, and much more Make a final decision that is the right one for you Whether you think you've got applying to college under control or don't even know where to begin, Admission Matters is your expert guide throughout the college admissions process.
The ultimate reference on compensation for small business owners Beyond 401(k)s for Small Business Owners presents strategies for reducing taxes, planning for your retirement, and rewarding high-performing employees. Expert advice from attorney and CPA Jean Sifleet will help small business owners maximize their own rewards and create an environment in which employees know that their hard work will mean a better future for themselves. In clear, simple language this book helps you figure out what kind of plan you can afford, what your employees want, and what to do. Important tax and insurance issues are covered in detail and step-by-step guidance lets you design a compensation strategy that works for both you and your employees. Case studies, sample plans, and helpful references make this book your one-stop source for complete coverage of alternatives, from cash bonus programs to employee stock option plans (ESOPs) and everything in between. With Beyond 401(k)s for Small Business Owners you'll have all the tools you need to: * Maximize owner benefits, reduce taxes, and enhance your retirement income * Use creative compensation to motivate your employees * Understand qualified and nonqualified plans * Address the unique issues of family businesses * Get the best deal on insurance and benefits for your company * Avoid expensive pitfalls * Measure your progress and keep your plan on track
100 recipes to keep moms-to-be on the road to tasty, proper, prenatal nutrition Pregnancy Cooking & Nutrition For Dummies helps moms-to-be eat tasty meals while maintaining nutritional balance. Going beyond most books on the shelf, you'll get not only 100 recipes and tips on how to supercharge family favorites (by making them even more healthy and nutritionally balanced) but also answers to such questions as: what is healthy weight gain; what meals help to overcome morning sickness; what are nutritionally sound snacks to satisfy cravings; what foods should be avoided to control heartburn and gas; and how to maintain nutritional balance with recommended amounts of the best vitamin, mineral, and organic supplements. From seafood to eggs to unpasteurized cheeses, the list of foods pregnant women should avoid is not only long, but confusing. Pregnancy Cooking & Nutrition For Dummies gives you the lowdown on what to eat, what not to eat, and why. Additionally, it discusses how those with special diets (e.g. vegetarians, those with food allergies, etc.) can still follow good nutritional guidelines and address their unique nutritional needs – as well as those of their unborn child. 100 recipes to get you started on the road to tasty, proper, prenatal nutrition Helps you better understand and address the nutritional needs of yourself and your unborn child Shows you how to create a stable and nutritious diet Pregnancy Cooking & Nutrition For Dummies provides pregnant mothers with the resources and advice they need to create a stable and nutritious diet that addresses both their needs and those of their unborn child.
Embark on a passionate exploration of your life and career goals. Vickie Milazzo, a millionaire entrepreneur, shares intimate secrets of her successes and setbacks on the road to building a thriving business. You'll gain a life-time of insight as Inside Every Woman captivates and challenges you to uncover the 10 Feminine Forces you already possess. Vickie helps you harness those forces to seize the career and life you want now. You will: * Ignite your inner fire with passion to reach exciting, new levels of growth * Harness your intuitive vision to attain an audacious future * Use the power of engagement to achieve big things * Flex your feminine agility and stretch further than ever before * Intensify your genius for accelerated achievement * Live with uncompromising integrity to attract authentic success * Energize your performance with endurance * Apply the Feminine Force of enterprise to excel at being the CEO of your life * Reclaim your life energy through renewal * Activate female fusion by partnering with other women to attain the impossible «Vickie Milazzo and the phenomenal success she has achieved for herself and others is astonishing. It doesn't matter what your life or career goals are, the 10 strengths she reveals Inside Every Woman will make it happen for you.» –Dayna Steele, host of The Art of Doing Business on the BizRadio Network «Vickie is an amazing woman who turned her ideas and dreams into a suc-cessful business.» –Bill Rancic, The Apprentice «If your life is less than perfect and your happiness falls short of complete, buck up and buy this book. It's stuffed with good advice, real-life stories and womanly wisdom.» –Michelle Nichols, «Savvy Selling» columnist for BusinessWeek Online Now a Wall Street Journal bestseller.
Your study guide for success To pass the state licensing exam, you need knowledge and confidence. This comprehensive review guide gives you plenty of both. It's packed with sample questions to help you focus your efforts, review material on all aspects of the 2002 National Electrical Code (NEC), the lowdown on business competency requirements, and tips for studying and test-taking that will help you conquer any anxiety. * Learn the definitions, specifications, and regulations of the 2002 NEC * Find answers to questions you can expect on license exams * Brush up on taxes, unemployment, workers compensation, OSHA, lien laws, and other aspects of the business competency exam * Get up to speed on telecommunications issues * Review electrical laws, components, and circuits, motors, controllers, generators, distribution, welding, transformers, safety, and more * Boost your confidence with studying and test-taking tips
Train your mind to achieve new levels of success! Professionals and entrepreneurs do a great job of keeping up appearances. But if they're honest with themselves, they're short on living the life they really want. Train Your Brain For Success provides the perspective to analyze how you got where you are and, more importantly, learn the skills to get where you truly desire to be. Train Your Brain For Success explains specific ways of thinking and acting that will get anyone where they want to go, fast. Learn to condition your mind to move towards success automatically, by discovering greater memory power and fundamental techniques for boosting reading speed and comprehension. Get a proven strategy for succeeding and becoming a record-breaking performer. Learn to live in the moment Become brilliant with the basics Aggressively take care of your mind Train your mind for new levels of success by boosting memory power, reading speed and comprehension.
The Dynamics of Conflict When it was published in 2000, Bernie Mayer's The Dynamics of Conflict Resolution quickly became one of the seminal works in the conflict resolution field. The book bridged the gap between abstract theoretical approaches and practical handbooks and became an immensely valuable and accessible resource for experienced and novice practitioners, as well as for professors and students of conflict management who needed a deep yet practical view of conflict and methods for dealing with it. The Dynamics of Conflict is the second edition of Mayer's classic book. While building on the strengths of the first edition, this thoroughly revised and updated book keeps pace with the most current trends and research in the field and explores four key concepts: interactional dynamics, system dynamics, culture and conflict, and conflict engagement. Like the first edition, the focus of the new edition is on the ways we can productively think about conflict and conflict intervention, rather than on specific techniques and processes. Mayer presents ideas about conflict as a set of conceptual tools that build on one another and contribute to a multifaceted view of conflict and conflict intervention but that also stand on their own. Filled with illustrative examples, the book draws from the author's thirty years of experience with interpersonal, family, community, organizational, labor management, environmental, public policy, and international disputes and includes instances of conflicts that have been in the news. In addition, this vital resource contains information on the most important work that has been done in the past decade on culture, systems, and conflict engagement and shows how conflict concepts apply to new technologies such as online communication and conflict resolution efforts on the Web. In the concluding chapter Mayer explores how conflict intervention efforts fit into more general values about peace, democracy, and social justice, and the personal impact that conflict work as a field has on conflict specialists.
MAKE YOURSELF A “YES” MAGNET You’ve finally plucked up the courage to ask for something. The afternoon off. A pay rise. Then comes that crucial moment where you wait with baited breath for the response. It’s tense, but it doesn’t have to be. You just need to master the art of ‘the ask’. Taking a direct, light-hearted, wholly practical approach, Haider Imam zooms straight in on that moment of truth providing a set of proven tools and techniques for getting to ‘yes,’ every time. He instils readers with the confidence to ask bigger, more often and even ask for the impossible – and to get it. Based on sound psychological principles, Straight To Yes! offers tonnes of winning ways to make requests that get you to ‘yes’ Wholly practical in style and content, the book features accessible, straightforward techniques readers can put into action immediately Designed for quick-reference while on the move, it affords instant access to specific, step-by-step, single-page techniques as needed
Vital guidance to ensuring the future of your firm G2: Building the Next Generation provides financial advisory firms with a clear roadmap to management succession. Based on the author's 17 years of experience with over 1,000 firms, this book provides a systematic process to help you identify, develop, and install the new leadership that will guide your firm's future. Extensive statistical research backs proven strategies for structuring management and succession, overcoming obstacles, selling equity, and more, while expert guidance walks you through the process and warn you of potential pitfalls along the way. A generation of entrepreneurs used their talent and ambition to build an industry; to ensure that their success lives on, those leaders now face the formidable challenge of succession. With the future of your firm at stake, how do you recruit, train, mentor, and develop the next generation of professionals, owners, and leaders? This book shows you how to find the people you need, and develop them into the leadership your firm deserves. Identify and develop future leaders from the pool of existing and upcoming talent Structure management and management succession to ensure successful transition Begin selling equity to your firm's next generation of leaders Learn smart strategies for dealing with setbacks along the way The next generation of leaders will shape the future of your firm, but collectively, they will define the future of the entire advisory industry. Firms who succeed in developing their best talent will continue to thrive—those who fail will be left with a great car, but no driver. Getting this right may be one of the most critical points of your career, and it isn't something that should be left to chance or «gut feeling». G2: Building the Next Generation gives you a solid, grounded, systematic approach for ensuring your firm's long-lived success.
Straightforward explanations of the new tax laws Things have changed radically in the world of housing, education, employment, and other areas where a firm understanding taxes can benefit you financially. While these changes can, and will, have a dramatic effect on taxpayers, all is not lost. J.K. Lasser provides the tips and tools needed to gain a better grip of what is going on and help you save money on your 2009 return as well as plan ahead for future tax savings. Written by the recognized authority in taxes, J.K. Lasser's New Tax Law Simplified 2010 transforms the complex new tax laws into simple English that any taxpayer can understand. Filled with up-to-the-minute facts and figures, this book makes it easier for you to learn about-and profit from-the laws that govern your taxes. Outlines various tax relief strategies Filled with numerous examples and tables Helps you understand and utilize the new tax programs and regulations that have been passed While you may be concerned with the current state of the economic and financial world, this can be a time of great opportunity-if you take advantage of the guidance found in J.K. Lasser's New Tax Laws Simplified 2010.
Real Estate Millions in Any Market will teach you the most innovative techniques you can use-in any market condition or geographic area-to create a fortune buying or selling real estate with little or no money down. Real Estate Millions in Any Market will show you how to: * Find bargain properties in any market * Develop instant equity with no cash out of pocket * Create instant cash flow with no-down purchases * Uncover the fallacies of low-down investments It will also give you the tools you need to succeed, including: * 12 fail-safe techniques for successful negotiating * 10 creative low- and no-down buying techniques * The letters and dialogues of no-down strategy buying * How to structure your own Success Strategy This book specifically identifies and explains the revolutionary resources that are available to assist buyers and sellers in obtaining substantial profits, while debunking many of the myths and schemes that have given low-down investing a questionable reputation. Filled with practical advice and proven techniques, Real Estate Millions in Any Market is critical reading for anyone interested in getting into real estate investing.
5 BOOKS IN 1 Getting Started with iPad Just for Fun iPad on the Go Getting Productive with iWork® Using iPad to Get Organized Your one-stop guide to all things iPad The iPad may be small, but it packs a big punch. This all-encompassing guide provides step-by-step guidance for iPad and iPad mini users looking to make the most of this small wonder—at home, at work, or on the go. Whether you’re an iPad newbie or have been puttering around with it for a while, there’s something inside for everyone! For the uninitiated – pick the iPad model that’s right for you and discover cool bling you can add to accessorize it It’s your iPad, you can play if you want to – explore the iTunes® store, preview, buy, and rent media, use iCloud to push purchases to all devices, and set up Family Sharing Get connected – make your Wi-Fi and 3G/4G settings, tether your iPad to your smartphone, and sync content across devices iWorking 9–5 – get familiar with the iWork for iOS apps, improve documents by adding photos and images, and manage your iWork documents like a pro Open the book and find: Guidance on which iPad model is right for you Tips on using your iPad to buy content at iTunes and beyond How to wipe data remotely if your iPad is lost or stolen How to move files from your computer to your iPad Tips for printing wirelessly from your iPad Steps for setting up Touch ID and Apple Pay How to share files via email, AirDrop®, or through the cloud