Islamic Banking, the Shariah (Islamic law) compliant banking for Muslims, is unarguably at the nascent stage of its development as a financial competitor and alternative to the conventional interest – based banking system practiced around the world. This research work looks into the principles of Islamic banks of Pakistan and focusing three Islamic Banks in Pakistan. The research work analyzes the findings of three banks made by interviews and compare with the conventional banking system, to check that are the principles different or same. This thesis is qualitative in nature, based on theoretical and empirical findings.
This research work encircles the renewable energy market and related issues in Pakistan. It is unique in its contents as it encompasses many key areas and aspects simultaneously. For instance, first it describes the current energy situation of the country including energy supply, demand, infrastructure, institutions, and market players followed by renewable energy potential of the country enlisting all renewable resources along with their potential, local history, and current status. Then it proceeds to summarize the whole renewable energy policy before critically reviewing it through SWOT analysis approach which allows readers for a comprehensive policy overview in short time. Thereafter, it encircles the core challenges, both general and peculiar, which must be addressed properly in order to promote renewable energy inside the country. Finally, it identifies the future prospects of renewable energy sector. This study is simply a comprehensive approach for those who aim to have a latest review of Pakistan energy market in general and renewable market in particular with a key focus on potential, investment opportunities, involved procedures, challenges, and future prospects.
Pakistan is facing its worst crises of massive displaced population since it was founded in 1947. This displacement of population occurs in the north west of Pakistan due to an armed conflict between the army of Pakistan and the religious militants in the region. Despite the fact that the dilemma of internally displaced persons (IDPs) is quite similar to the refugees, the circumstances and challenges for IDPs as well as for the national government are different. IDPs always remain within the border of their own country and it is the duty of the very government to take care of their needs and wants unless and until the whole situation is resolved. However, if the government doesn’t have the capacity or capability to meet those all challenges then international humanitarian communities can step up to support those deprived people. The government of Pakistan have requested to the international community and international donors for funds and all other kind of humanitarian aid to meet and resolve the crises of internally displaced person. This work reflects the overall image of the whole IDPs situation in Pakistan as well as analyzes and finds ways to deal this crisis more efficiently
Are Magazine Editions creating identity crises among Youth? How much the Youth wishes to adopt the values presented in the content of the Magazines? How the Youth distinguishes between the existing social norms and those presented through magazine content? The main concern of this research is to find how the Print Media; particularly Magazine Editions are affecting the cultural values of youth in Pakistan. Whether the contents in Magazine Editions are influencing and changing the culture of Pakistani Youth or not. Youth are the building blocks of any society and thus they need to be more practical, rational and follow its own culture in order to retain their identity. Though the Youth wants to follow the footsteps of their parents but do they also want to follow the values presented through magazines; adopting new values which now have become part of Pakistani Culture?
The challenge to microfinance institutions efficacy to initialize global standard to chip technology to establish push towards cashless society thus appears to stem from a practicality and vision of microfinance that has paraphernalia on consumer product its pricing, asset allocation and credit risk throughout the segment. Microfinance Institutions are keen to advance sustainable economic growth by the segmental technological improvement vis-a-vis microfinance providers thus wind up on a opportunity cost yield curve, running heavily needs subsidized. The required time has also come when the role of subsidies needs to be changed to ensure that any future subsidies are used to build the efficiency and financial sustainability of the institutions. The key role of Micro finance policies at this stage of the development of the segment is to provide an enabling technology environment in which the segment can grow. ESSENCE AND ITS ORIGIN: The start of something big; It is often precautionary services of financial segmentations in small, medium, low-income State’s required to evaluate to serve the poor.
Youth are the individuals full of enthusiasm, hunger for adventure, innovators, reckless about difficulties and are pillars of future for a county like Pakistan. Food security is a global issue and specially in Pakistan. This book explores the situation of the food security in Pakistan, Problems of rural youth in Pakistan and the role of this immense potential in ensuring food security. Reading this book will be a good source of information for the reader about youth and food security in Pakistan
There are major structural issues in the higher education system in Pakistan leading to poor governance of institutions and questionable quality of education. An analysis of the differences in the role of boards of governors in maintaining quality of education in both the public and the private sector universities in Pakistan has been done. Qualitative research by interviewing selected academics and by secondary research, the problems in the governance of higher education in the country were identified. Governance in higher education is then analyzed in terms of the Boards of Governors of universities and their role and the overall management and organizational structure of the higher education institutions in both sectors. The role of the Higher Education Commission of Pakistan as a regulator of higher education in the country and its policies regarding quality assurance have been discussed. This discussion helps in identifying the differences that are present in the governance structures of universities in both sectors. The results have been assessed as to what changes are required to ensure good governance and quality assurance in the universities in Pakistan.
Impact of Direct Seeding of Rice on Household Welfare in Pakistan Executive Summary The current study was carried out in the rice-wheat area of Pakistani Punjab to access the impact of direct seeding of rice sowing technology on household welfare in Pakistan. The direct seeding of rice (DSR) technology in Pakistan was introduced a couple of years back, with the idea to increase the crop yields and to save the use of inputs like water, fertilizer and labour. For estimating the impact detailed comprehensive survey was carried out in three main rice-wheat districts i.e. Gujranwala, Sheikhpura and Hafizabad. A detailed questionnaire was prepared for carrying out the analysis. The impact of direct rice sowing technology was estimated on rice and wheat crops yield, water, weedicide and labour demand. The empirical analysis indicates that adopters of direct seeding of rice sowing technology are getting higher net returns in the range of 8-9 maunds per acre. The comparative profitability analysis indicates that in case of direct seeding of rice sowing technology the cost of production is high than the conventional transplanting of rice but the net returns are more in case of direct seeding
India and Pakistan are two powers in South Asia and notable Nuclear Weapon States (NWS) that continue to produce fissile material for nuclear weapons purposes. Both are facing dilemma regarding the future FMCT negotiations in the CD. Pakistan wants to include existing stocks, while India has the upper limit for the future production. Unlike Pakistan, India has the advantage of getting fuel for its nuclear reactors from the P-5 dominated nuclear suppliers group and using its domestic resources for making weapons at a fast pace. On the other hand, Pakistan is in the layers of onion export control sanctions. Therefore, it shouts against the new nuclear apartheid foul. This paper will be a significant endeavour in promoting global non- proliferation and disarmament in the perspective of South Asia through fissile material control and its implications in the region. The study will also be beneficial to the students and instructors of nuclear and South Asian security studies.
Though Pakistan has been impressively following a liberal trade policy by substantially slashing the general tariff since 1992, yet there have been some commodity groups (food related and fuels and oil)which have been protected with rising trends in the import tariffs. Here the welfare loss of the selective protectionist trade policy and welfare gains of general liberal trade policy incurring on the poorest and ordinary households using data on Household expenditure, prices, and labour wages are measured. The uniqueness, inter alia, of the book is that first time nontraded goods have been included in the trade and welfare analysis of Pakistan. In case of Pakistan, the present book suggests substantial gains for poorest and ordinary households from liberal trade policy and substantial losses to them from selective protection. Keeping in view the nature of the theme, the present book can be a very useful source for MS and PhD research students of international economy, economics and development economics. It can be a wonderful piece of work for the general readers as well who are interested in knowing about global economic and trade mechanisms and dynamics.
Tobacco has deep impact on the life of farmers of the area but they still facing a lot of problems, the environment this crop are required, very limited in Pakistan, district Swabi has more favourable environment for best variety of tobacco which is about 43 percent all over Pakistan.It contribute to the GDP 4.4% in 2005 cultivate on the area of 0.07% as compared to wheat which cultivate on the area of more than 17% area of Pakistan contributing about1.7% to the GDP of Pakistan.But due to the anti smoking lobby and other restrictions the farmers are discouraging by many other lobbies to deprive them a wealthy crop. But poverty is more dangerous than smoking. Jamshaid Iqbal
Sustainable economic growth has crucial importance for all economies, especially for the developing economies like Pakistan, which faces many different challenges as compared to developed countries in boosting up its economic growth in order to lower its debt burden. This book examines the determinants of economic growth for Pakistan, the impact of domestic debt and external debt on the economic growth of Pakistan separately over period of 1980 to 2010, using Ordinary Least Square (OLS) approach to Cointegration, Unit Root Testing, Serial Correlation Testing, test for checking Heteroskedasticity, Correlogram and CUSUM test of stability. The findings suggested an inverse relationship between domestic debt and economic growth and also the relationship between external debt and economic growth was found to be inverse. These relationships were found to be significant as well. Some policy implications for coming out of debt overhang scenario are also presented.
Members of the family Buprestidae were collected from different areas of Pakistan such as Jamshoro, Tori Phatak,Hyderabad, Karachi, Thar desert, Mithi, Naushki, Bampur, Quetta, Wah Garden,Murree, Fatehjung,Azad Kashmir, Muzafferabad, Panjkot,,Qalandarabad,Swat, Kalam and Parachinar.The specimens were collected by beating branches of trees and bushes by using sweep net and hand picking methods. Buprestinae of the family Buprestidae are reported based on the survey conducted during the 2005 to 2013.This monograph is based on the taxonomy of family Buprestidae of the order Coleoptera and provided the qualitative data and sophisticated information. This book is useful for students, researcher and zoology teachers.
This book investigates the distance education in Library and Information Science offered by Department of Library and Information Science at Allama Iqbal Open University (AIOU), Islamabad, Pakistan. It also explores experiences, perceptions and core competencies of alumni of Master of Library and Information Science program of the University. The study gives recommendations and provides different aspects for further research on the topic for improvement of distance education through AIOU.
We have explored the biodiversity and importance of Ramsar sites in Pakistan. We have also discussed the importance and size of wetlands in the world and Pakistan. All the Ramsar sites in Pakistan are reviewed and discussed as; the importance of the study area, temperature, humidity and rainfall. Diversity of Plants, Fishes, Amphibian, Reptiles, Mammals and Birds of each Ramsar sites are reviewed.