DO EVERYTHING YOU WANT, AND STILL COVER EVERYTHING YOU NEED, IN RETIREMENT. Buying Time begins where most other retirement books end. Instead of covering how to accumulate money for your retirement, it gives you direction from that point forward-how to draw upon your assets most efficiently to create the income you will need throughout retirement. It provides an integrated approach to planning your income in retirement, so that you can do everything you want and still cover everything you need. Buying Time will help you to make better use of your resources, and make the best of your prime retirement years. Explains how to set your lifestyle objectives and plan for the best use of your money in retirement. Cover different strategies for different stages of retirement, so that you can make the best of your prime years while still providing for contingencies and long-term health considerations. Fully updated, this revised edition includes information on: adjustments in tax rates and tax credits; new and amended tax legislation; major changes to the pension income-splitting rules; new financial products and investment options for people in retirement; and more. A proven, integrated, four-part approach to retirement planning: structuring and planning income, investing during retirement, health-risk management, and wealth transfer. Offers advice on how to work with an advisor to create and implement a plan that's right for you. Includes practical examples, illustrations, forms, and checklists. Buying Time offers practical, proven strategies that readers can apply at every stage of retirement, from the "golden years' to the «olden years.»
Get the lowdown on adding dividend stocks to your investment portfolio Investing In Dividends For Dummies shares the fundamental information you need to know about one of the steadiest investments you can make: dividends. This approachable resource provides you with the details necessary to make confident, educated decisions regarding the dividends that you choose to add to your portfolio. Instead of guessing which investments will complement your current strategy, leverage the information offered by this easy-to-use text to determine how to best incorporate dividends into your investment tactics—and do so with confidence. The steady nature of dividends makes them appealing to investors for many reasons. Most notably, they're a great option if you're entering retirement and want a reliable source of income. Additionally, dividends are fantastic components of a well-rounded investment portfolio, as even the most aggressive of investors can benefit from more conservative investment tools in their overall strategy. Understanding what dividends are and how to use them is the first step to adding them to your portfolio. Explore how dividend stocks can fit into your current investment portfolio—and how they will impact your portfolio's performance Effectively research the companies offering dividends, and pinpoint the ones that best complement your current portfolio Gauge the risk, growth, and return offered by dividend opportunities Increase the amount of your investment portfolio that's dedicated to dividends, depending upon your financial goals and portfolio needs Investing In Dividends For Dummies is a fantastic resource if you're looking to find a mature and predictable way to invest your money!
Fodor's correspondents highlight the best of Hawaii, includin Honolulu's urban vibe, Maui's Road to Hana, Kauai's beache and the Big Island 's volcanoes. Our local experts vet every recomendation to ensure you make the most of your time, whether it' your first trip or your fifth. - Must-see attractions from Pearl Harbor to Napali Coast. - perfect hotels for every budget. - best restaurants to satisfy a range of tastes. - Gorgeous features on hula, luau, lei, snorkeling, and surfing valuable tips on when to go and ways to save. - insider perspective from local experts. - color photos and maps to inspire and guide your trip.
An action-based plan for building the career of your dreams Best Job Ever! is the ultimate guide to creating your dream career and increasing your financial success by providing you with valuable and insightful career information, personal stories and examples of others who have successfully created their Best Job Ever! Written by a nationally recognized expert in career development, this book provides you with a concrete, step-by-step blueprint for revolutionizing your career and revamping your life. You'll find the motivation you need to climb out of your daily ruts as you dig deep to discover your personal motivation, financial needs, and career and life goals. This actionable guide gets you started right away as you explore various avenues for improvement—whether that means re-engaging with the job you have, getting that promotion or making a career change. You'll learn how to overcome career fear, beat job boredom, find and follow your passion while advancing your skill sets and building a career and life plan. The stories will help you decide when to forge ahead with your current career, when to change tracks entirely and how to increase your salary while doing it. If a career change is in the cards, you'll learn how to make the transition with minimal disruption to your finances and emotional well being so you can get quickly get back on track to achieving your dreams. Do you currently love your job? Have you ever loved your job? Whether you're in the wrong career or just lost the passion somewhere along the way, this book gives you a clear action plan with step by step guidance to help you build the career and life you want. Discover the principles of career development Create a job that is meaningful and fulfilling Increase Your Career Income Minimize the financial impact of changing careers/What to do when you get laid off or fired. Build the life and career you want and find happiness while doing it The vast majority of employees feel disconnected from their careers and dread going to work. Life is short! Don't waste your days in unfulfilling career when there are options out there to create the Best Job Ever! and find meaningful, fulfilling and financially rewarding work.
Stop being a well-kept secret and start being the go-to choice Your reputation is what people say about you when you're not there. It's your most powerful asset for business growth, career enhancement and freedom of choice in many aspects of life. Yet too many people leave it to chance. They are a well-kept secret – it's not enough to be the best, you have to be seen to be the best. Build Your Reputation will show you how to master the skills of brand-building to develop a powerful profile and a formidable name. You'll learn how to identify your brand and where it fits into the big picture, and then you'll learn how to become the obvious choice for whatever it is you do. Becoming known isn't a matter of chance, nor is it a matter of luck – it's a practical set of highly coachable skills that anyone can learn. Learn how to build credibility, connect with the right people and make your achievements known. Identify and build your personal brand Position yourself strategically for maximum impact Attract the right relationships and the right attention Become the go-to guru for whatever you do The highest-paid people in any company, industry or profession are not necessarily the most qualified, gifted or best. They're the most popular. They are liked, trusted, recommended, chosen, hired and introduced. Build Your Reputation gives you the inside track to the top, with practical wisdom and strategic advice for building your own brand.
Learn to: Select the right classical guitar for you Develop correct hand position and posture Tune your guitar Play along with exercises and pieces on the audio CD The fun and easy way® to start playing classical guitar! Want to be a classical guitarist, but never had a lesson? No problem – this hands-on guide teaches you all the fundamental techniques you need to play scales, melodies, and full-length pieces in the classical style. You get plenty of practice exercises to stretch your skills, selections from the classical repertoire, and a bonus audio CD that helps you play along with the music pieces from the book! Get acquainted with your guitar – familiarize yourself with the unique make-up and parts of a classical guitar Start making some music – play melodies on individual strings, move on to arpeggios, and get your fingers in shape with scales Ramp up your technique – play barres, slurs, and trills; handle harmonics; master right-hand tremolo; and venture up the neck to play in the higher positions Build your classical repertoire – from Renaissance and Baroque to Classical, Romantic, and Modern, play pieces from the major eras in classical music Practice makes perfect – improve your performance with expert guidance through each exercise and piece in the book Open the book and find: Tips and techniques for playing beautiful pieces How to read music notation and tablature Basic finger and thumb strokes Right- and left-hand techniques Musical examples, charts, and photos Music pieces from the guitar greats The best ways to care for your guitar A step-by-step tutorial on changing your strings Bonus CD Includes More than 140 recorded performances of the exercises and pieces featured in the book Pieces performed using a count-off, allowing you to play along in time with the music Tuning notes to help you tune up your guitar
Ideal for PET and FCE preparation. Packed full of useful study extras, the "Cambridge Learner's Dictionary" helps you on your way to becoming a confident, natural English speaker. With clear definitions, written especially for intermediate level students, and thousands of examples that put the language into context, this dictionary is an invaluable companion, whether you are learning English for work or pleasure, or preparing for an exam. The best bits of the dictionary...New! Improved and expanded study pages include the innovative 'Talk' section, focussing on conversation, and how people really speak in day-to-day situations. New! Word Partner boxes show how words are used together, helping you develop natural sounding English. New! Special "new words" section focuses on the latest words to enter the English language, ensuring that the language you learn is always up to date. New! Thesaurus boxes make your English sound more natural by providing alternatives to over-used words, helping you to widen your vocabulary. Learner Error notes taken from the Cambridge Learner Corpus - based on real student errors from Cambridge ESOL papers - help you to avoid typical mistakes. The "Cambridge Learner's Dictionary" CD-ROM includes the whole dictionary in a handy searchable format and much more, too! You can listen to every word in British and American English - and even record yourself for comparison. The best bits of the CD-ROM...Unique! Smart thesaurus helps build vocabulary and allows you to create topic-related word lists at the click of a button. Quickfind, a mini pop-up version of the dictionary, lets you look up words as you work with no effort. Hundreds of interactive vocabulary practice exercises - to use on-screen, or print out for classroom use - help you to monitor your progress.
How to rewire your brain to improve virtually every aspect of your life-based on the latest research in neuroscience and psychology on neuroplasticity and evidence-based practices Not long ago, it was thought that the brain you were born with was the brain you would die with, and that the brain cells you had at birth were the most you would ever possess. Your brain was thought to be “hardwired” to function in predetermined ways. It turns out that's not true. Your brain is not hardwired, it's «softwired» by experience. This book shows you how you can rewire parts of the brain to feel more positive about your life, remain calm during stressful times, and improve your social relationships. Written by a leader in the field of Brain-Based Therapy, it teaches you how to activate the parts of your brain that have been underactivated and calm down those areas that have been hyperactivated so that you feel positive about your life and remain calm during stressful times. You will also learn to improve your memory, boost your mood, have better relationships, and get a good night sleep. Reveals how cutting-edge developments in neuroscience, and evidence-based practices can be used to improve your everyday life Other titles by Dr. Arden include: Brain-Based Therapy-Adult, Brain-Based Therapy-Child, Improving Your Memory For Dummies and Heal Your Anxiety Workbook Dr. Arden is a leader in integrating the new developments in neuroscience with psychotherapy and Director of Training in Mental Health for Kaiser Permanente for the Northern California Region Explaining exciting new developments in neuroscience and their applications to daily living, Rewire Your Brain will guide you through the process of changing your brain so you can change your life and be free of self-imposed limitations.
Develop powerful study skills that will last a lifetime! When you have strong study habits, you learn more in class, get more out of your homework, and, best of all, have a much easier time completing any type of assignment. How to Study for Success lets you build those habits and master essential study skills that will help you become a better student. Filled with easy-to-follow advice, this hands-on guide includes 7 Keys to Success that will help you improve your school performance: * Get Ready to Study Now * Get Organized * Make the Most of Class Time * Make the Most of Home Study Time * Make the Most of Homework * Put Your Computer to Good Use * Go the Extra Mile So get ready to improve your school performance-and study for success!
Have you ever wondered why some tasks come naturally to you, while others leave you feeling frustrated and bored? Paul Burgess believes it's because we all have a unique combination of Instinctive Drives that act as an internal compass, guiding our thoughts and actions. Natural Born Success will help you to discover your innate operating system – your I.D. – so that you can get 'in stride' in your life. Knowing your I.D. will enable you to harness your inborn skills and reach new heights in your career, relationships, finances and family. Validated by scientific research, the I.D. System is the only psychometric profiling tool that delves beneath people's behaviour and personality to explore their Instinctive Drives. Realise your full potential and life purpose by tapping into the natural motivations and talents that define the real you.
Build your vision, work with purpose, and live the life of your dreams The Dream Chaser shows you how to step out of the day-to-day grind and start creating the life you want. Does your daily effort at work build your dream, or someone else's? Do you do your job for the paycheck or the fulfillment? It's possible to have both, and this book shows you how to get there. The key is in following your passion and purpose. You have a natural-born talent—whether you know it or not—that can make the world a better place. You have a unique story and vision that can lead you to the life you love. Purpose-minded entrepreneurs are changing the world every day, living and working with passion and excitement. This book shows you how to stay focused on your goals, build a solid hands-on strategy, leverage your talents and abilities, and build a business that benefits the world. Your ideal life is not going to appear out of the blue. You have to actively build it yourself; but first you need to realize just what you're capable of, and then you need to set yourself up for success. This guide shows you how to begin that journey of a lifetime. Follow your passion to achieve success Play to your strengths in strategy and execution Stay focused amidst distractions and obstacles Build the life and business you've always wanted Your dreams, goals, and purpose matter, and it's time to start making them a priority. When you work from a place of passion, drive and strength come from within; you become an unstoppable force, and every day is an adventure in its own way. The Dream Chaser shows you how to start living your real life, starting today.
A practical guidebook to managing a stellar staff of high-achievers The Best Damn Management Book Ever teaches managers, executives, and business owners how to create a staff of self-motivated, confident, high-achieving, self-starters. Acclaimed author of The Best Damn Sales Book Ever, Warren Greshes draws from years of experience to offer practical, easy-to-implement steps explained through entertaining, informative real-life stories. Learn to communicate more effectively with the people who report to you. The Best Damn Management Book Ever delivers actionable advice to hone your leadership skills. Install the self-starting generator in your people, enabling them to perform at a high level whether you're there or not Gain insight and determine each employee's «Hot Buttons» and motivators Correctly manage the three distinct groups that comprise every organization Delegate more effectively Use your time as a manager, executive, and business owner more efficiently Become the best damn leader your staff needs to achieve their goals and blow away the competition.
A 5-part process that will transform your organization – or your career – into a non-stop creativity juggernaut We live in an era when business cycles are measured in months, not years. The only way to sustain long term innovation and growth is through creativity-at all levels of an organization. Disciplined Dreaming shows you how to create profitable new ideas, empower all your employees to be creative, and sustain your competitive advantage over the long term. Linkner distills his years of experience in business and jazz – as well as hundreds of interviews with CEOs, entrepreneurs, and artists – into a 5-step process that will make creativity easy for you and your organization. The methodology is simple, backed by proven results. Empowers individuals, teams, and organizations to meet creative challenges posed by the marketplace Turns the mystery of creativity into a simple-to-use process Shows how creativity can be used for everything from innovative, game-shifting breakthroughs to incremental advances and daily improvements to business processes Offers dozens of practical exercises, thought-starters, workouts to grow «creative muscles,» and case studies Disciplined Dreaming shows even the stuffiest corporate bureaucracies how to cultivate creativity in order to become more competitive in today's shifting marketplace. • #4 New York Times Best Seller (Advice, How-To and Miscellaneous) • #8 New York Times Best Seller (Hardcover Business) • #2 Wall Street Journal Best Seller (Hardcover Business) • #9 Wall Street Journal Best Seller (Hardcover Nonfiction) • #9 Washington Post Best Seller (Hardcover Nonfiction) • #1 USA Today Best Seller (Money) • #10 Entertainment Weekly Best Seller (Hardcover Nonfiction) • #10 Publishers Weekly Bestseller (Hardcover Nonfiction)
The long-awaited BlackBerry Storm is here! Take advantage of all the cool things your new touch-screen BlackBerry can do with BlackBerry Storm For Dummies. Your BlackBerry Storm can help you organize your calendar, surf the Internet, and stay in constant contact. it even works like a modem for your laptop. BlackBerry Storm For Dummies shows you how to unlock all of the exciting capabilities of your BlackBerry Storm. You’ll discover how to: Customize your BlackBerry Storm, learn to navigate the touch screen, manage power consumption, and protect your device Set up your contacts, keep notes, synchronize lists with your desktop, and manage your calendar Keep in touch with e-mail, PIN-to-PIN and instant messaging, and phone calls Browse the Internet and keep track of key sites Play music and videos, take pictures or mini-movies, and tune in the news Activate Storm’s built-in GPS and use Google Maps or BlackBerry Map Synchronize your BlackBerry with your desktop so your data is consistent wherever you go Prepare your laptop to use your BlackBerry Storm as a modem Install and manage third-party applications Keep your personal information safe You’ll find tips for tapping and thumbing the touch screen, secrets for taking great photos and videos, and even fun games to play on your Storm. Whether you’re upgrading from an earlier model or you just got your first BlackBerry, BlackBerry Storm For Dummies helps you utilize everything this handy device has to offer.
What's the Secret? gives you an inside look at the world-class customer service strategies of some of today's best companies. You'll learn how companies like Disney, Nordstrom, and The Ritz-Carlton get 50,000 employees to deliver world-class customer service on a consistent basis- and how your company can too. Packed with insider knowledge and a wealth of proven best practices, author John DiJulius will show you how your company can emulate the world's best customer service providers.